{"id":1293,"date":"2024-02-29T11:42:52","date_gmt":"2024-02-29T04:42:52","guid":{"rendered":"https:\/\/driverx.vn\/blog\/?p=1293"},"modified":"2024-12-25T02:02:00","modified_gmt":"2024-12-24T19:02:00","slug":"7-truong-hop-khong-duoc-boi-thuong-bao-hiem-o-to","status":"publish","type":"post","link":"https:\/\/saygoixe.vn\/blog\/7-truong-hop-khong-duoc-boi-thuong-bao-hiem-o-to\/","title":{"rendered":"7 tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4"},"content":{"rendered":"<p>B\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi ch\u00fang ta r\u1ea5t quan tr\u1ecdng. Tuy nhi\u00ean kh\u00f4ng ph\u1ea3i tr\u01b0\u1eddng h\u1ee3p n\u00e0o c\u0169ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng, v\u1eady tr\u01b0\u1eddng h\u1ee3p n\u00e0o kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4?<\/p>\n<h2><span id=\"demuc924270\" class=\"demuc4\"><strong>B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c l\u00e0 g\u00ec?<\/strong><\/span><\/h2>\n<p><strong>B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c<\/strong> l\u00e0 t\u00ean g\u1ecdi kh\u00e1c d\u00f9ng \u0111\u1ec3 ch\u1ec9 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi. Ch\u1ee7 xe \u00f4 t\u00f4 b\u1eaft bu\u1ed9c ph\u1ea3i mua lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 n\u00e0y \u0111\u1ec3 \u0111\u01b0\u1ee3c c\u1ea5p gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi. \u0110\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng lo\u1ea1i gi\u1ea5y t\u1edd kh\u00f4ng th\u1ec3 thi\u1ebfu khi tham gia <a href=\"https:\/\/saygoixe.vn\/blog\/tich-hop-phat-trien-giao-thong-voi-phat-trien-do-thi\/\">giao th\u00f4ng<\/a> b\u1eb1ng \u00f4 t\u00f4.<\/p>\n<p>Theo\u00a0kho\u1ea3n 1 \u0110i\u1ec1u 7 Ngh\u1ecb \u0111\u1ecbnh 67\/2023\/N\u0110-CP, khi mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c, <a href=\"https:\/\/saygoixe.vn\/blog\/tuyen-lai-xe-cho-sep-can-nhung-tieu-chi-gi\/\">doanh nghi\u1ec7p<\/a> b\u1ea3o hi\u1ec3m s\u1ebd th\u1ef1c hi\u1ec7n b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i ngo\u00e0i h\u1ee3p \u0111\u1ed3ng v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng v\u00e0 t\u00e0i s\u1ea3n \u0111\u1ed1i v\u1edbi b\u00ean th\u1ee9 ba v\u00e0 b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng c\u1ee7a h\u00e0nh kh\u00e1ch n\u1ebfu nguy\u00ean nh\u00e2n d\u1eabn \u0111\u1ebfn thi\u1ec7t h\u1ea1i l\u00e0 do \u00f4 t\u00f4 g\u00e2y ra.<\/p>\n<p>L\u01b0u \u00fd, tr\u00ean th\u1ecb tr\u01b0\u1eddng c\u00f3 b\u00e1n r\u1ea5t nhi\u1ec1u lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 kh\u00e1c nhau n\u00ean r\u1ea5t d\u1ec5 nh\u1ea7m l\u1eabn gi\u1eefa c\u00e1c lo\u1ea1i. Ch\u1ee7 xe ch\u1ec9 b\u1eaft bu\u1ed9c ph\u1ea3i mua b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 \u0111\u1ed1i v\u1edbi \u00f4 t\u00f4.<\/p>\n<p>C\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00e1c nh\u01b0 b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf, b\u1ea3o hi\u1ec3m tai n\u1ea1n cho ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe, b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 h\u00e0ng h\u00f3a,\u2026 \u0111\u1ec1u l\u00e0 b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n, kh\u00f4ng th\u1ec3 thay cho b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c \u00f4 t\u00f4 khi l\u1ef1c l\u01b0\u1ee3ng ch\u1ee9c n\u0103ng y\u00eau c\u1ea7u xu\u1ea5t tr\u00ecnh.<\/p>\n<h2><b>Nguy\u00ean t\u1eafc b\u1ed3i th\u01b0\u1eddng trong b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 l\u00e0 g\u00ec?<\/b><\/h2>\n<p>Khi x\u1ea3y ra tai n\u1ea1n trong ph\u1ea1m vi m\u1ee9c tr\u00e1ch nhi\u1ec7m ph\u1ea3i\u00a0<b>gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/b>. Doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m s\u1ebd ph\u1ea3i b\u1ed3i th\u01b0\u1eddng cho ch\u1ee7 xe s\u1ed1 ti\u1ec1n m\u00e0 ch\u1ee7 xe \u0111\u00e3 b\u1ed3i th\u01b0\u1eddng ho\u1eb7c b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/lh3.googleusercontent.com\/Ntl0GRfI9ckDzhQpdViASQRTIEnfhmLQf0mGRoB5lNvA1C7Y2cahMM9P2p7f2No2Zsjebfsn0rAY8XZPdAo_KOwh5RcKpBYaT-W8cWBzfW-Oy_HmIg9P_ZX5OuUwFJIyAwXQk7AlGEBaXgLDEGvu8GE\" alt=\"B\u1ea3o hi\u1ec3m \u00f4 t\u00f4\" width=\"602\" height=\"423\" \/><\/p>\n<p>Trong tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 xe t\u1eed n\u1ea1n ho\u1eb7c b\u1ecb th\u01b0\u01a1ng t\u1eadt v\u0129nh vi\u1ec5n, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u1ea7n ph\u1ea3i b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 tr\u1ef1c ti\u1ebfp cho ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i.<\/p>\n<p>\u0110\u1ec3 kh\u1eafc ph\u1ee5c h\u1eadu qu\u1ea3 tai n\u1ea1n, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i t\u1ea1m \u1ee9ng nh\u1eefng chi ph\u00ed c\u1ea7n thi\u1ebft v\u00e0 h\u1ee3p l\u00fd v\u1edbi tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m \u00f4 t\u00f4.<\/p>\n<h2><b>M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/b><\/h2>\n<p>T\u1eeb 01\/03\/2021, Ngh\u1ecb \u0111\u1ecbnh 03\/2021\/N\u0110-CP v\u1ec1 B\u1ea3o hi\u1ec3m Tr\u00e1ch nhi\u1ec7m D\u00e2n s\u1ef1 (TNDS) quy \u0111\u1ecbnh v\u1ec1 m\u1ee9c\u00a0<b>b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4, quy tr\u00ecnh b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/b>\u00a0c\u1ee5 th\u1ec3 nh\u01b0 sau:<\/p>\n<p>1) M\u1ee9c\u00a0<b>b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/b>\u00a0c\u1ee5 th\u1ec3 v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo t\u1eebng lo\u1ea1i th\u01b0\u01a1ng t\u1eadt v\u00e0 thi\u1ec7t h\u1ea1i theo: B\u1ea3ng quy \u0111\u1ecbnh tr\u1ea3 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng theo quy \u0111\u1ecbnh t\u1ea1i Ph\u1ee5 l\u1ee5c I ban h\u00e0nh, k\u00e8m theo Ngh\u1ecb \u0111\u1ecbnh n\u00e0y.<\/p>\n<p>Ho\u1eb7c th\u1ecfa thu\u1eadn (n\u1ebfu c\u00f3) gi\u1eefa ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i, ho\u1eb7c ng\u01b0\u1eddi k\u1ebf th\u1eeba c\u1ee7a ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i (trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i \u0111\u00e3 ch\u1ebft) ho\u1eb7c \u0111\u1ea1i di\u1ec7n c\u1ee7a ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i (tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i kh\u00f4ng c\u00f2n n\u0103ng l\u1ef1c h\u00e0nh vi d\u00e2n s\u1ef1 theo quy \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n ho\u1eb7c ch\u01b0a \u0111\u1ee7 6 tu\u1ed5i) nh\u01b0ng kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 m\u1ee9c b\u1ed3i th\u01b0\u1eddng theo quy \u0111\u1ecbnh t\u1ea1i Ph\u1ee5 l\u1ee5c I ban h\u00e0nh k\u00e8m theo Ngh\u1ecb \u0111\u1ecbnh n\u00e0y.<\/p>\n<p>Tr\u01b0\u1eddng h\u1ee3p quy\u1ebft \u0111\u1ecbnh theo T\u00f2a \u00e1n th\u00ec c\u0103n c\u1ee9 v\u00e0o quy\u1ebft \u0111\u1ecbnh n\u00e0y nh\u01b0ng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 m\u1ee9c b\u1ed3i th\u01b0\u1eddng quy \u0111\u1ecbnh t\u1ea1i Ph\u1ee5 l\u1ee5c I ban h\u00e0nh k\u00e8m theo Ngh\u1ecb \u0111\u1ecbnh n\u00e0y.<\/p>\n<p>Trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 nhi\u1ec1u xe c\u01a1 gi\u1edbi g\u00e2y tai n\u1ea1n d\u1eabn \u0111\u1ebfn t\u00ecnh tr\u1ea1ng thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng th\u00ec m\u1ee9c b\u1ed3i th\u01b0\u1eddng \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh d\u1ef1a tr\u00ean m\u1ee9c \u0111\u1ed9 l\u1ed7i c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. Tuy nhi\u00ean t\u1ed5ng m\u1ee9c b\u1ed3i th\u01b0\u1eddng c\u0169ng kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m \u00f4 t\u00f4.<\/p>\n<p>\u0110\u1ed1i v\u1edbi nh\u1eefng v\u1ee5 tai n\u1ea1n \u0111\u01b0\u1ee3c c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n x\u00e1c \u0111\u1ecbnh l\u00e0 nguy\u00ean nh\u00e2n ho\u00e0n to\u00e0n do l\u1ed7i c\u1ee7a b\u00ean th\u1ee9 ba th\u00ec m\u1ee9c b\u1ed3i th\u01b0\u1eddng v\u1edbi c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng thu\u1ed9c b\u00ean th\u1ee9 ba b\u1eb1ng 50% m\u1ee9c quy \u0111\u1ecbnh t\u1ea1i Ph\u1ee5 l\u1ee5c I k\u00e8m theo Ngh\u1ecb \u0111\u1ecbnh n\u00e0y ho\u1eb7c theo th\u1ecfa thu\u1eadn (n\u1ebfu c\u00f3) gi\u1eefa ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ho\u1eb7c ng\u01b0\u1eddi th\u1eeba k\u1ebf c\u1ee7a ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i (trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i \u0111\u00e3 ch\u1ebft).<\/p>\n<p>Ho\u1eb7c \u0111\u1ea1i di\u1ec7n c\u1ee7a ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i (tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i kh\u00f4ng c\u00f2n n\u0103ng l\u1ef1c h\u00e0nh vi d\u00e2n s\u1ef1 theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n ho\u1eb7c ch\u01b0a \u0111\u1ee7 s\u00e1u tu\u1ed5i), tuy nhi\u00ean m\u1ee9c b\u1ed3i th\u01b0\u1eddng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 50% m\u1ee9c b\u1ed3i th\u01b0\u1eddng quy \u0111\u1ecbnh t\u1ea1i Ph\u1ee5 l\u1ee5c I ban h\u00e0nh k\u00e8m theo Ngh\u1ecb \u0111\u1ecbnh n\u00e0y.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/lh4.googleusercontent.com\/a1Sq3rKesvYPIyZcqibBU373wmaeZUE8USGDoLJ_x_1gOhha77l8PoKu7VebXm8kJfGz08amLf0qxE9vOxmL-_Yif_nhBvT6Jp8zmcIQXnwjAEw8TUiLPQmbXX6PJMf0O5ejtL_OTU9XzvE_H7gd_CU\" alt=\"B\u1ea3o hi\u1ec3m \u00f4 t\u00f4\" width=\"600\" height=\"400\" \/><\/p>\n<p>2) M\u1ee9c b\u1ed3i th\u01b0\u1eddng v\u1ec1 thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n\/1 v\u1ee5 tai n\u1ea1n \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh d\u1ef1a theo thi\u1ec7t h\u1ea1i th\u1ef1c t\u1ebf v\u00e0 theo m\u1ee9c \u0111\u1ed9 l\u1ed7i c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 nh\u01b0ng kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m \u00f4 t\u00f4.<\/p>\n<p>Trong tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 xe \u0111\u1ed3ng th\u1eddi tham gia nhi\u1ec1u h\u1ee3p \u0111\u1ed3ng B\u1ea3o hi\u1ec3m Tr\u00e1ch nhi\u1ec7m D\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c cho c\u00f9ng m\u1ed9t xe c\u01a1 gi\u1edbi th\u00ec s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng ch\u1ec9 \u0111\u01b0\u1ee3c t\u00ednh d\u1ef1a theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc.<\/p>\n<h2><b>C\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/b><\/h2>\n<p>Ph\u00eda doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 kh\u00f4ng c\u1ea7n b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p sau:<\/p>\n<ul>\n<li aria-level=\"1\">Ch\u1ee7 xe, <a href=\"https:\/\/saygoixe.vn\/blog\/lai-xe-ho-la-gi-dich-vu-nay-danh-cho-ai\/\">l\u00e1i xe<\/a> ho\u1eb7c ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i c\u00f3 h\u00e0nh \u0111\u1ed9ng c\u1ed1 \u00fd g\u00e2y thi\u1ec7t h\u1ea1i.<\/li>\n<li aria-level=\"1\">L\u00e1i xe, ch\u1ee7 xe g\u00e2y tai n\u1ea1n c\u1ed1 \u00fd b\u1ecf ch\u1ea1y v\u00e0 kh\u00f4ng th\u1ef1c hi\u1ec7n tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1.<\/li>\n<li aria-level=\"1\">L\u00e1i xe, ch\u1ee7 xe kh\u00f4ng c\u00f3 Gi\u1ea5y ph\u00e9p l\u00e1i xe ho\u1eb7c Gi\u1ea5y ph\u00e9p l\u00e1i xe kh\u00f4ng ph\u00f9 h\u1ee3p \u0111\u1ed1i v\u1edbi lo\u1ea1i xe. Trong tr\u01b0\u1eddng h\u1ee3p l\u00e1i xe b\u1ecb t\u01b0\u1edbc quy\u1ec1n s\u1eed d\u1ee5ng Gi\u1ea5y ph\u00e9p l\u00e1i xe c\u00f3 th\u1eddi h\u1ea1n ho\u1eb7c kh\u00f4ng th\u1eddi h\u1ea1n th\u00ec \u0111\u01b0\u1ee3c coi l\u00e0 kh\u00f4ng c\u00f3 Gi\u1ea5y ph\u00e9p l\u00e1i xe.<\/li>\n<li aria-level=\"1\">Thi\u1ec7t h\u1ea1i g\u00e2y ra nh\u1eefng h\u1eadu qu\u1ea3 nh\u01b0: gi\u1ea3m gi\u00e1 tr\u1ecb th\u01b0\u01a1ng m\u1ea1i, thi\u1ec7t h\u1ea1i g\u1eafn li\u1ec1n v\u1edbi vi\u1ec7c s\u1eed d\u1ee5ng v\u00e0 khai th\u00e1c t\u00e0i s\u1ea3n b\u1ecb thi\u1ec7t h\u1ea1i.<\/li>\n<li aria-level=\"1\">Thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n b\u1ecb c\u01b0\u1edbp ho\u1eb7c b\u1ecb m\u1ea5t c\u1eafp trong tai n\u1ea1n.<\/li>\n<li aria-level=\"1\">Chi\u1ebfn tranh, kh\u1ee7ng b\u1ed1, \u0111\u1ed9ng \u0111\u1ea5t.<\/li>\n<li aria-level=\"1\">Thi\u1ec7t h\u1ea1i v\u1edbi t\u00e0i s\u1ea3n \u0111\u1eb7c bi\u1ec7t bao g\u1ed3m: v\u00e0ng, b\u1ea1c, \u0111\u00e1 qu\u00fd v\u00e0 c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 tr\u1ecb nh\u01b0 ti\u1ec1n, \u0111\u1ed3 c\u1ed5, tranh \u1ea3nh qu\u00fd hi\u1ebfm,&#8230;<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/lh3.googleusercontent.com\/Hu55gr0AbEizzihdGMhd646aZqFf7FD_EjpdMii3AmCLqDer2f3clUzxA9GXKUD0s6ZTGVu90jlDmZp6QLID8vqo581Q5lcaVSE6m4O7gbNSNgs7FUasSHAAKSNdmjj3k26dWlSnr5Su-8Jkt-jVls0\" alt=\"B\u1ea3o hi\u1ec3m \u00f4 t\u00f4\" width=\"400\" height=\"252\" \/><\/p>\n<p>Tr\u00ean \u0111\u00e2y Say G\u1ecdi X\u1ebf \u0111\u00e3 g\u1eedi \u0111\u1ebfn b\u1ea1n nh\u1eefng quy \u0111\u1ecbnh v\u1ec1 7 tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4. Hy v\u1ecdng b\u00e0i vi\u1ebft g\u1eedi \u0111\u1ebfn b\u1ea1n nhi\u1ec1u th\u00f4ng tin h\u1eefu \u00edch.<\/p>\n<p><b>Say G\u1ecdi X\u1ebf \u2013 Ti\u00ean phong cung c\u1ea5p d\u1ecbch v\u1ee5 cho thu\u00ea t\u00e0i x\u1ebf l\u00e1i xe cao c\u1ea5p v\u00e0 <a href=\"https:\/\/gocheap.vn\/\" target=\"_blank\" rel=\"noopener\">d\u1ecbch v\u1ee5 l\u00e1i xe h\u1ed9<\/a><\/b><\/p>\n<ul>\n<li><b>Qu\u00fd kh\u00e1ch c\u00f3 nhu c\u1ea7u s\u1eed d\u1ee5ng vui l\u00f2ng li\u00ean h\u1ec7: 0243.73000.636\u00a0<\/b><\/li>\n<li><b>Tr\u00e2n tr\u1ecdng c\u1ea3m \u01a1n.<\/b><\/li>\n<\/ul>\n\n    <script>\n        document.addEventListener('DOMContentLoaded', function() {\n            const images = document.querySelectorAll('img');\n            images.forEach(function(img) {\n                img.onerror = function() {\n                    this.onerror = null; \/\/ Ng\u0103n l\u1eb7p v\u00f4 h\u1ea1n\n                    this.src = 'https:\/\/saygoixe.vn\/blog\/wp-content\/uploads\/2024\/12\/logo-sgx.png';\n                }\n            });\n        });\n    <\/script>","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi ch\u00fang ta r\u1ea5t quan tr\u1ecdng. Tuy nhi\u00ean kh\u00f4ng ph\u1ea3i tr\u01b0\u1eddng h\u1ee3p n\u00e0o c\u0169ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng, v\u1eady tr\u01b0\u1eddng h\u1ee3p n\u00e0o kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4? B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c l\u00e0 g\u00ec? B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c l\u00e0 t\u00ean g\u1ecdi kh\u00e1c&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":1503,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[70],"tags":[197],"class_list":["post-1293","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-tai-chinh","tag-bao-hiem-o-to"],"_links":{"self":[{"href":"https:\/\/saygoixe.vn\/blog\/wp-json\/wp\/v2\/posts\/1293","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/saygoixe.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/saygoixe.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/saygoixe.vn\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/saygoixe.vn\/blog\/wp-json\/wp\/v2\/comments?post=1293"}],"version-history":[{"count":0,"href":"https:\/\/saygoixe.vn\/blog\/wp-json\/wp\/v2\/posts\/1293\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/saygoixe.vn\/blog\/wp-json\/wp\/v2\/media\/1503"}],"wp:attachment":[{"href":"https:\/\/saygoixe.vn\/blog\/wp-json\/wp\/v2\/media?parent=1293"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/saygoixe.vn\/blog\/wp-json\/wp\/v2\/categories?post=1293"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/saygoixe.vn\/blog\/wp-json\/wp\/v2\/tags?post=1293"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}